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Whether you’d like a loan to finance a new car, to make home improvements or to consolidate debts, we could help you borrow the money you need – when you need it.

A personal loan for you

A Barclayloan is a simple way to borrow, with a fixed interest rate that’s personal to you. Our personalised loans are subject to status and early settlement fees apply, but we could tell you what your actual loan rate is before you apply – without it affecting your credit score.

  • Find out your personal price quote
  • Simple online application
  • Quick access to your funds1

4.9% APR Representative

on loans of

£7,500 – £15,000

over 2 – 5 years. (Your rate may differ 2)

Buying a car

Buying a car

Car buying can be a stressful experience. But getting a car loan shouldn’t be. Skip the dealership financing by finding out how much you could borrow from us, before taking that test drive.


Debt consolidation

Debt consolidation

If you’re paying off several loans or credit cards each month, all with different interest rates, a debt consolidation loan could help you get on top of your finances.


Home improvement

Home improvements

If you’ve always dreamed of dozing in your own conservatory, getting the money to make it happen could be easier than you think.


Other borrowing options

Whatever you’re borrowing for, we should have loans to suit your needs. Subject to status.

ways to borrow

Ways to borrow

There are lots of reasons you might want to borrow money, but choosing the right option can be confusing. Let’s take a look at your options.



Choose from our range of credit cards, which include cards for everyday purchases and balance transfers.

Top up your loan

If you need a little extra, you may be able to increase your borrowing. Subject to status.

Premier Barclayloan

Exclusively available to Premier customers. See what your loan could look like with a personalised price quote.

Looking for some help?

Whether you’re wondering if you can get a loan or how to get out of debt, our guides are here to help.

Get a better credit rating

Improving your credit rating makes it easier for you to borrow extra money when you need to. And it may be easier to do than you think.

10 minute read

Debt consolidation

Take out a loan to help you stay organised with your current debt. It could help you get on top of your borrowing.

5 minute read

Borrowing options explained

Not sure whether to get an unsecured loan or whether a credit card might be suitable? We’ll break it down and help you find the right option.

10 minute read

Talk to us about loans

Call 0800 716 59825

Important information

1. If you apply online, and your application is approved, providing you can print or download your agreement and sign it online between 7am and 10:30pm (on any day), the money is usually transferred to your Barclays current account instantly or within a few hours if you bank with one of the main UK high street banks. Sign online after 10:30pm and it will usually be transferred by 9am the next day.

2. The rate you're offered may differ from the representative APR shown – and will be based on your personal circumstances, the loan amount and the repayment term. The Barclayloan advertised here is available over terms of between 2 to 5 years, with a maximum APR of 26.9%.

3. Lines are open Monday-Sunday 8am-9pm, and bank holidays 8am-6pm. To maintain a quality service, we may monitor or record phone calls. Call charges